Rule #65 x Cyclescheme

Cyclescheme allows you to purchase any bike through your monthly salary sacrifice. The payments are taken directly from your gross salary, whilst also meaning you do not pay any tax, National Insurance, or interest fees.

A Cyclescheme employer code is a short alphanumeric code that allows you to log into your employer's customised version of the Cyclescheme website; it tends to look like 'fd45aq'.

You use the code to log in on the Cyclescheme homepage. You do this by clicking on "I'M AN EMPLOYEE".

Then pop your employer code in the 'Enter Employer Name or Code' box and hit "LET'S GET STARTED"

Most employers choose not to limit the order value with Cyclescheme. This means you can browse a wide range of bikes, including e-bikes, and pair with a number of complimentary accessories. Please check with your employer for any order value limit before applying for your certificate.

You cannot add your own funds to the transaction, this is determined by the guidance from the Department for Transport who have clarified that the entire order value must be included on your certificate and adding funds is not possible.

Once you have applied for the certificate, it is not possible to amend items on the scheme or the order values. We recommend including all eligible accessories on the initial order, including shipping.

Providing you already have your certificate, after placing the order, it'll usually be approved within 24 hours but it sometimes takes a little longer. It's a pretty seemless process but we must await confirmation from Cyclescheme before getting your new gear ready for you!

The simple answer: No, you do not have to commute by bike daily.

The technical answer: You should use the bike and/or accessories mainly for commuting to and, if relevant, between workplaces. At least 50% of the bike and/or accessories use should be for work purposes. For example, if you used the bike 10 times in a year, at least 5 of those journies must be work-related. The bike and accessories can also be used for non-work purposes.

The saving is achieved by paying for the bike and/or accessories directly from your gross salary (before tax). This means your income tax and national insurance are based on your salary, minus the cost of the bike and/or accessories. In turn, this means that your income tax and national insurance are calculated on the reduced amount of salary. Hence, reducing the amount of tax and national insurance you pay is less.

You can apply for a Cyclescheme certificate once every 12 months, and in line with your employer's policy.

You can order up to two bikes on the same certificate, as long as they are both for you and the intended use of both bikes is for commuting.

You can get whatever you need to keep you in the saddle and cycle commuting regularly. This includes any type of bike, e-bike or cycle with at least two wheels.

Cyclescheme offers three types of packages:

1. Bike only 
2. Bike and accessories (the most common choice) 
3. Just accessories

Yes, you should include the cost of shipping.

You can include the cost of delivery in your certificate request value for online partners, allowing you the cleanest and simplest route to completing your order. 

The postage is displayed when you build your basket. To include the cost of delivery within your certificate value, please add this value under ‘Accessories’ when requesting your certificate.